The steps when applying for finance with PMW

PIck your bike
Have your chosen Brand, Model and Colour of motorbike ready. The calculator above can give you an idea on monthly payments.
PIck your bike
Enquire
Once you're ready, press 'Enquire' on this page and complete the short form, this sends a message into us, no application takes place at this point.
Enquire
Review
We'll review, sometimes we might have a delay on your chosen bike/colour, we'll let you know at this stage if it's on order.
Review
Apply
We'll email you an application for the most suitable lender which will be through email and details all FCA terms and conditions.
Apply
Decision
Once approved, it's time to start thinking about clothing and accessories, including safety and security equipment. With a fully stocked shop, we're happy to offer advice and we offer a new rider discount pack! Don't worry if it's an initial decline, we'll ask if you'd like us to send your details to other lenders or, use our PMW club to make payments to us and once the balance is paid we'll give you the keys!
Decision
Collect
Once we have your finance agreed or you've paid your bike off if you've paid up front, we will contact you again to arrange collection and necessary paperwork i.e. insurance. We will start to get your bike ready for the date you want to collect, we usually need a couple of days for bikes that are in stock.
Collect

Applying for scooter or motorbike finance is quick and easy with PMW, using the tabs above you can select through the stages. 

  1. How it Works: See how PMW’s finance application works and how quickly you could be on the road.
  2. Calculator: Our own representative example calculator to give you and idea on repayments and deposit v borrowing cost.
  3. Enquire: a short form that emails across to us for us to have a look and offer advice. You can choose whether you’d like us to call or email you with the next step.

It’s as easy as that! 

Terms & Conditions
Rates available from 10.9% APR; 10.9% APR Representative.
Finance is provided by MotoNovo Finance Limited, company no. 11556144, registered in Wales at One Central Square, Cardiff, CF10 1FS. Authorised and regulated by the Financial Conduct Authority under FRN 653122.
All applications for credit are subject to eligibility and affordability criteria. The rate shown may not be the rate you are offered. MotoNovo interest rates start from 5.32% Fixed / 10.9% APR.
PMW Bikes is authorised and regulated by the Financial Conduct Authority FCA 661247 and acts as a credit broker not a lender.
PMW Bikes could receive a commission from the finance company for introducing the transaction. You can ask them to tell you the amount of that commission.